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 How prepared are you for retirement? Financial experts agree that you'll need 70% to 80% of your pre-retirement income to maintain a comfortable retirement. Social Security and a company pension can help, but for many people retirement income comes from personal savings.
Annuities have two major advantages for helping build financial security:
- Your earnings accumulate on an income tax-deferred basis, so your retirement fund grows faster.
- You choose from a variety of payout options, including a secure and steady income stream that you cannot outlive.
Let Integrity help you build a better retirement with tax-deferred saving now and lifetime income later. Annuities offer competitive interest rates and withdrawal privileges.
- Deferred annuities - tax deferral speeds the growth of your money
- Flexible premium annuities - you can add money to your annuity at any time
- Single premium annuities - if you are looking for a secure option for investing a lump sum
- Immediate Annuities - if you wish to convert accumulated wealth into a guaranteed income that begins right away
- Equity-indexed annuities - combine the safety of a fixed interest rate with the performance of the stock market
- Variable Annuities - Plan for retirement with a wide range of investment options, professional portfolio management, a tax deferral, income options and death benefits. Variable annuities have potential to keep up with and even out pace inflation.
- Annuities can be used to fund IRAs, including the popular Roth IRA. You can also transfer or rollover an existing annuity, 401(k), 403(b) or pension plan into a annuity.
Take the next step in securing your future...
Richard Ziemianski is a Registered Representative of and offers securities through Kovack Securities, Inc. 6451 N. Federal Hwy. Ste. 1201, Ft. Lauderdale, FL 33308 Tel: (954) 782-4771 Member FINRA/SIPC
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